Insurance companies are primarily intended to cover risks that you can not wear. If you happen to serious injury or caused itself did not catch anyone enough resources damage. But where can wear you limit what risk and what not? That’s for everyone else. Some insurance policies are mandated by the government. But what are they exactly? Which can be found here. We tell you what insurance may be wise to exit. Do you still have questions? Please contact us. We’re happy to help!
Basic insurance | Health insurance
Your health insurance consists of two parts, the basic and supplementary health insurance. The basic insurance is the same for everyone and there is every person’s right. This insurance is mandatory and you must exit. The insurer is always obliged to accept you for this insurance.
Car Insurance | Liability insurance
Do you have a car or truck on your name? Then you are obliged to quit this minimal liability insurance. This is liability car or truck insurance for the damage you inflict by car to others. The liability insurance is mandatory for all vehicles intended to drive it mechanically or electronically. Besides cars, this applies also for motorcycles, mopeds, scooters, microcars, mopeds, buses, trucks, tractors and modern vehicles such as the Segway, and trikke stint. The only vehicles which do not need liability insurance to be taken out his vehicles driving along the rails (trains, trams) and bicycles with pedal assistance.
Do you have an owner-occupied? Then a home insurance really is not mandatory under the law. But the mortgage lender requires you almost always take out a home insurance for your home if you sign a mortgage with them. With home insurance, you are covered for damage to your home. Think of damage by fire, water or storm. If the house burn down completely, it can be rebuilt. With this insurance, know the mortgage lender so sure that their collateral on the mortgage is insured.
Motorcycle or moped insurance
From the moment you have your motorcycle or moped, or your name, you are legally obliged to insure such liability. You are then insures against damage that makes you different. The government protects your fellow road users. Row you yourself against a pole or you caused an accident? Then you are not insured. For this gonna take out additional coverage, WA + Full hull cover. This additional coverage is not required, but often sensible.